Paying into Atlas

When you join Atlas, the money that you and your employer pay goes into your pension account. You can pay in as much as you want, up to certain limits.

You decide how the money in your pension account is invested – you have a choice of funds to invest in.

How your contributions work

When you pay in to Atlas, your employer adds money to your pension account too. If you add more, so does your employer (up to a certain limit). You also get tax relief on your contributions. In real terms, it actually costs you £80 in take home pay if you paid £100 in to your pension account. If your employer is in a ‘salary sacrifice’ scheme, you may save on your National Insurance contributions too, meaning you pay even less.

If you pay a higher amount of tax the savings are even greater.

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