'Help me do it' profile investing

Whichever option you choose now, you can always change your mind at any time. Each option offers three different risk levels: high, medium and low equities; you can choose one of these different strategies, depending on whether you want to take more or less risk.

As you approach your selected retirement age, the strategy you’ve chosen then gradually moves your pension account into funds that target your preferred retirement outcome (drawdown, cash or annuity).

Have a look on the website, or at the investment guide for more detail on where your funds are invested, depending on which risk strategy and which outcome you choose. If you’re unsure where to start, don’t forget you’ll be invested in the ‘Do it for me’ profile, until you decide to make changes.

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